Isize ifenisha yokuphila ngezimali: ukuhlola izinketho zakho

Isize ifenisha yokuphila ngezimali: ukuhlola izinketho zakho

ISINGENISO SOKUSIZA IZIMPAWU ZOKUVIKELA KANYE nezidingo zabo ezihlukile

Izikhungo zokuphila ezisize zihlose ukuhlinzeka indawo ephephile nenethezekile yabahlali abadala abadinga usizo ngemisebenzi yansuku zonke. Ukunikeza izinsiza ezinjalo ezinefenisha efanelekile kubalulekile ukudala isikhala esifudumele nesimeme esithuthukisa impilo nokusebenza. Kodwa-ke, izindleko zefenisha yekhwalithi zingaba umthwalo omkhulu wezezimali kulezi zindawo. Kulesi sihloko, sizohlola izinketho ezahlukahlukene zezimali ezitholakalayo ukusiza ukusiza ukuthola ifenisha edingekayo yezindawo zokuphila ezisizwayo.

Izimali mboleko yendabuko nezinketho zezimali

Enye yezinketho zokuqala okufanele ucabangele lapho imali esekelwa ifenisha yokuphila ibolekwe kwendabuko kusuka kumabhange noma izinyunyana. Lezi zikhungo zinganikela ngemalimboleko yesikhathi eside, ngokuvamile ngamanani wenzalo ahleliwe, okuvumela izikhungo ukuthenga ifenisha ngaphambili futhi akhokhe imali ngokuhamba kwesikhathi. Ngenkathi le ndlela inikeza ukuqina nokubikezela, nayo idinga ukudinwa okufanelekile kanye nenqubo ende yohlelo lokusebenza. Ngokwengeziwe, izikhungo kufanele zibheke amanani wenzalo kanye nemigomo yokukhokha, njengoba zinomthelela ophelele ngokuhamba kwesikhathi.

Ukuqashiswa Nezinhlelo Zokuqashiswa Kwaze Zakho

Izinhlelo zokuqashisa noma zokuqashiswa-uqobo zinikeza enye indlela yokuthola ifenisha yezindawo zokuphila ezisizwayo. Ngokuqasha, izikhungo zingangena kwifenisha yezindleko ezihleliwe zanyanga zonke, ngaphandle kwesidingo sokukhokha okukhulu. Le nketho inikezela ukuguquguquka, njengoba izikhungo zingavuselela kalula noma zibeke ifenisha ethile njengoba kudingeka. Ngakolunye uhlangothi, izinhlelo zokuqasha ezakho, ngakolunye uhlangothi, zivumela izindawo ukuthi zenze izinkokhelo ezijwayelekile zokuqasha ngenketho yokuthenga ifenisha ekugcineni kwethemu lokuqashisa. Ngenkathi lezi zinketho zinikeza ukuguquguquka, kubalulekile ukubheka izindleko eziphelele, amanani wenzalo, kanye namagama athintekayo ezivumelwaneni eziqashisayo noma eziqashiswayo.

Izibonelelo nezinhlangano ezingenzi nzuzo

Izibonelelo eziningi nezinhlangano ezingezona inzuzo zigxile ekusizeni izindawo zokuphila ezisize zinikeze izikhala zazo. Lezi zinhlangano zinganikeza usizo lwezezimali noma ukubambisana ukusiza ukudambisa umthwalo wezindleko. Ukuhlola lezi zinketho, izikhungo kufanele zenze ucwaningo oluphelele futhi zifinyelele ezinhlanganweni ezifanele ngaphakathi komphakathi wazo noma ezingeni likazwelonke. Ngenkathi izibonelelo nosizo olungenzi nzuzo zinganciphisa kakhulu izindleko, izikhungo kufanele zihlangabezane nezidingo ezithile kanye nezinsuku zokugcina ukuze zilungele usizo.

Ukuxhaswa okuxubile kanye nokusekelwa komphakathi

Amapulatifomu ahlanganisiwe, anjenge-kickstarter noma i-gofundme, sebephenduke izindlela ezithandwayo zokukhiqiza imali yamaphrojekthi ahlukahlukene, kufaka phakathi ukunikezwa kwezindawo zokuphila. Izikhungo zingadala imikhankaso ephoqayo, zigqamisa ukubaluleka kwefenisha yekhwalithi ukuthuthukisa izimpilo zabantu abahlale kuyo. Ngokubandakanya umphakathi ngokusebenzisa abezindaba zenhlalo, ama-imeyili, kanye nemicimbi yasendaweni, izikhungo zingakhuthaza abantu ukuthi bafake isandla ekuthengweni kwefenisha. Le nketho ayigcini ngokuvikela ukwesekwa ngokwezimali kepha futhi ikhuthaza umuzwa wokubandakanyeka komphakathi kanye nokusekelwa kwalesi sikhungo.

Izimali zomthengisi nezinhlelo zokukhokha

Abanye abathengisi befenisha banikela ngezinketho zezimali ezisendlini noma ezinhlelweni zokukhokha ezihambisana nokusiza ukusiza izikhungo zokuphila. Lawa malungiselelo avumela izindawo ukuthi zisakaze izindleko zefenisha yazo ethenge isikhathi eside. Ukuxhaswa ngezimali okuvame ukuza nemigomo eguquguqukayo, kuncishiswe amanani wenzalo, noma izikhathi ezingenamdlandla. Izikhungo kufanele zihlole le nketho ngokuxhumana nabathengisi befenisha ngokukhethekile ukuze basebenzise izikhungo zokuphila futhi babuze ngezinketho zabo zezimali.

Isiphetho: Ukuthola inketho engcono kakhulu yezimali yesikhungo sakho sokuphila esisizwayo

Lapho ufuna imali yokusiza ifenisha yokuphila, kubalulekile ukucubungula zonke izinketho ezikhona. Isimo sezezimali sendawo ngayinye nezidingo ezithile zizokhombisa indlela efanelekile. Izimali mboleko yendabuko, izinhlelo zokuqashisa, izibonelelo, ukufakwa kwezimali, ukuxhaswa ngezimali, kanye nokuxhaswa komphakathi konke okusebenzayo okufanelekile ukuhlola. Izikhungo kufanele zihlole ngokucophelela imigomo, amanani wenzalo, izinketho zokukhokha imali, nezindleko zesikhathi eside ezihambisana nenketho ngayinye yokwenza isinqumo esinolwazi. Ngokucwaninga okufanele nokucatshangelwa ngokucophelela, izikhungo zokuphila ezisizwayo zingavikela imali edingekayo yokuhlinzeka abahlali babo ngefenisha ekhululekile futhi esebenzayo ngenkathi begcina ukuqina kwabo kwezezimali.